Seattle Wholesale Mortgage, powered by O C Home Loans Inc.NMLS #1842513

ROOFWORKS NORTHWEST + SEATTLE WHOLESALE MORTGAGE

A new roof.
Start financing online.

Get a project estimate from RoofWorks Northwest. Explore your home-equity options through Aven.

Opens Aven’s application in a new tab. Eligibility and timing vary.

Aven Cash draws the approved line in full at origination. An initial-draw fee is added to the balance.

Your home secures the HELOC. Missing required payments can lead to foreclosure.

Northwest home with a finished standing-seam metal roof
GETTING STARTED ONLINE WITH AVEN

Fast. Easy. Secure.

Eligibility review applies. Decision and funding timing vary.

RoofWorks service areas

Serving Bellevue, Redmond, Kirkland, Bothell, Everett, Lake Stevens and surrounding Washington communities. Confirm service availability for your address with RoofWorks Northwest.

View RoofWorks service areas

AVEN CASH HELOC

Another option
worth comparing.

Explore a home-equity financing option alongside the financing available through RoofWorks Northwest.

Apply online. Review your rate, fees, monthly payment and repayment period alongside your other financing options before deciding.

Opens Aven’s application in a new tab. Aven determines eligibility and actual terms. Application review and funding timing vary.

The approved line is drawn in full at origination. An initial-draw fee is added to the balance. Interest and other costs apply.

Your home secures the debt. Failure to repay can lead to foreclosure.

Aven Visa card illustration
Aven Cash HELOCCard illustration. Card access and features depend on your approved account terms.

A CLEAR PATH FORWARD

Your project.
Three simple steps.

YOUR ROOF

Start with RoofWorks.

Discuss the roof’s condition, materials, scope and estimate with the roofing team.

Request an on-site estimate
YOUR QUESTIONS

Talk to Lance.

Have follow-up questions? Lance can help. Guidance before you apply is optional.

Talk to Lance Morgan

A roofing estimate is separate from credit approval. Application, decision and funding timing vary.

BEFORE YOU DECIDE

Understand
the borrowing.

Aven Cash through the Averra broker channel is a HELOC for eligible homeowners and residential properties. The full initial draw goes into a fixed-rate repayment plan.

An initial-draw fee is added to the balance. Interest and other applicable costs still apply. Review your actual offer for rates, payments and all costs.

Your home is collateral. Failure to repay can result in foreclosure. Consider the full payment obligations, including any existing mortgage.

Can I keep my current mortgage?

For eligible second-lien financing, your first mortgage may stay in place. You remain responsible for both the existing mortgage and the HELOC.

Do I need to speak with Lance before applying?

No. You can apply directly through Aven. Lance is available for follow-up questions and optional guidance beforehand.

Lance Morgan

FOLLOW-UP QUESTIONS?

Talk to Lance.

Questions about your offer or next step? I’m here to help.

Lance Morgan
Senior Loan Officer · NMLS #742281
Seattle Wholesale Mortgage, powered by O C Home Loans Inc.

425.541.7190

Important financing information

RoofWorks Northwest provides roofing services. Lance Morgan provides optional financing guidance. Aven determines credit eligibility and terms. Credit, income, property, geographic and other requirements apply. A roofing estimate or referral is not approval or a commitment to lend.

The approved Aven Cash line is drawn in full at origination. An initial-draw fee is added to the balance. Your home secures the debt; failure to repay can lead to foreclosure. Actual availability, rates, payments, fees and terms are provided in your offer and may change.

Please use the lender’s secure application for financial documents. Do not send sensitive personal information by text or email.

CONTACT LANCE

Talk directly to Lance

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CONTACT LANCE

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