A home loan is a choice. Let’s make it an informed one.
Purchase a home
Explore conventional, FHA, VA and USDA pathways in the first-time buyer guide. These programs aren’t all limited to first-time buyers; eligibility and costs differ.
For 25 years, I’ve helped buyers make sense of the numbers. As rates rose after the pandemic, I moved toward wholesale lending so I could adapt the lender and financing strategy to each transaction, balancing timing and competitive terms. Lance Morgan · NMLS #742281
What would you like to work on?
Explore a topic, then talk through the options that may fit.
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START YOUR HOME SEARCH
First-time home buyers
Start with a payment you can live with, then compare loan pathways, assistance and upfront costs.
Seattle Wholesale Mortgage serves Washington, Oregon, Arizona, Colorado and Florida. Program availability and terms depend on the lender, property and borrower. All loans are subject to eligibility, underwriting and approval.
CLIENT EXPERIENCES
Five-star experiences, in our clients’ words.
★★★★★
“Lance is extremely knowledgeable, transparent, straightforward and patient.”
Do you have excellent credit? Are your funds liquid? Are you prepared to close quickly?
I’ll help you see how a well-prepared offer and a faster closing could create negotiating leverage and opportunities to save.
I specialize in 8–14-day closings. Timing depends on your qualifications, documents, property and lender requirements. Seller agreement is needed for any negotiated savings.
