/* Native, browser-local mortgage tools in SWM's established design. */
.mortgage-tools{max-width:1240px;margin:0 auto;padding:60px 5% 70px;color:#001b2e}
.mortgage-tools *, .mortgage-tools *::before,.mortgage-tools *::after{box-sizing:border-box}
.mortgage-tools [hidden]{display:none!important}
.mortgage-tools .sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.calculator-intro{max-width:840px;margin-bottom:36px}
.calculator-intro .eyebrow{color:#006e99;font-size:12px;letter-spacing:.12em}
.mortgage-tools h1{font:600 clamp(38px,4.8vw,62px)/1.08 var(--sans);letter-spacing:-.045em;margin:18px 0 24px;color:#001b2e}
.calculator-intro>p{font-size:19px;line-height:1.7;max-width:65ch;color:#486475}
.calculator-intro .calc-start-note{font-size:14px;line-height:1.6;margin-top:20px}
.calculator-tabs{display:flex;gap:10px;border:1px solid #d5e4ed;background:#e9f3f9;padding:7px;border-radius:20px;margin:0 0 28px}
.calculator-tabs button{flex:1;min-width:0;min-height:52px;border:0;border-radius:14px;background:transparent;color:#294b60;font:600 16px/1.3 var(--sans);padding:12px 16px;cursor:pointer}
.calculator-tabs button[aria-selected=true]{background:#001b2e;color:#fff;box-shadow:0 3px 8px #001b2e14}
.calculator-tabs button:hover:not([aria-selected=true]){background:#d7eaf5}
.mortgage-tools :is(button,a,input,select,summary):focus-visible{outline:3px solid #007eae;outline-offset:3px}
.calculator-panel{background:#fff;border:1px solid #d8e5ec;border-radius:26px;padding:32px;margin-bottom:30px;min-width:0}
.calculator-panel-heading{margin-bottom:28px;max-width:70ch}
.mortgage-tools h2{font:600 clamp(26px,2.8vw,34px)/1.2 var(--sans);letter-spacing:-.035em;margin:0 0 14px}
.calculator-panel-heading>p{font-size:16px;line-height:1.7;color:#486475}
.calculator-workspace{display:grid;grid-template-columns:1.15fr .85fr;gap:30px;align-items:start}
.calc-form,.calc-results{min-width:0}
.calc-form fieldset{min-width:0;border:0;padding:0;margin:0 0 28px}
.calc-form legend{font-weight:700;font-size:16px;padding:0;margin-bottom:18px}
.calc-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px 16px}
.calc-field{display:flex;flex-direction:column;min-width:0;gap:8px}
.calc-field label,.calc-field>span{font:600 13px/1.5 var(--sans);color:#294b60}
.calc-input-wrap{display:flex;align-items:center;min-width:0;border:1px solid #b9cedc;border-radius:10px;background:#fff;min-height:50px}
.calc-input-wrap>span{font:500 16px/1.5 var(--sans);color:#547080;padding:0 12px}
.calc-input-wrap input{min-width:0;width:100%;background:transparent;border:0;padding:12px 10px;font:500 17px/1.4 var(--sans);color:#001b2e;border-radius:9px}
.calc-input-wrap:focus-within{border-color:#007eae;box-shadow:0 0 0 1px #007eae}
.calc-field select,.schedule-toolbar select{min-width:0;min-height:50px;width:100%;border:1px solid #b9cedc;border-radius:10px;background:#fff;padding:12px 10px;color:#001b2e;font:500 16px/1.4 var(--sans)}
.calc-field small,.calc-small,.calc-field-note{font-size:12px;line-height:1.65;color:#547080}
.calc-field small{display:block}
.calc-field-note{margin-top:17px}
.calc-field input:disabled{background:#eaf0f4;color:#617582}
.calc-input-wrap:has(input:disabled){background:#eaf0f4}
.calc-readonly{justify-content:center;background:#eaf6fc;padding:13px 14px;border-radius:10px}
.calc-readonly strong{font-size:24px;line-height:1.3;letter-spacing:-.035em}
.calc-error{font-size:14px;line-height:1.6;color:#9d2826;margin:0 0 15px}
.calc-error:empty{display:none}
.calc-submit{border:0;cursor:pointer;font:600 15px/1.4 var(--sans);padding:16px 24px;min-height:50px;margin:0 0 14px}
.calc-link-button{border:0;background:transparent;padding:0;min-height:44px;text-decoration:underline;text-underline-offset:4px;font:600 14px/1.5 var(--sans);color:#006e99;cursor:pointer;margin-bottom:20px;text-align:left}
.calc-results{background:#001b2e;color:#fff;padding:30px 26px;border-radius:20px;position:sticky;top:155px}
.calc-results>.eyebrow{color:#71ceee;font-size:10px;letter-spacing:.1em}
.calc-results h3{font:500 19px/1.4 var(--sans);color:#dcecf4;margin:16px 0 10px}
.calc-total{display:block;font:600 clamp(34px,3.6vw,48px)/1.15 var(--sans);letter-spacing:-.045em;color:#fff;margin-bottom:14px;font-variant-numeric:tabular-nums;overflow-wrap:anywhere}
.calc-total-words{font-size:clamp(30px,3vw,40px)}
.calc-result-caption{font-size:12px;line-height:1.6;color:#b7cedc;margin-bottom:22px}
.calc-breakdown{margin:0}
.calc-breakdown>div{display:flex;align-items:baseline;justify-content:space-between;gap:16px;border-bottom:1px solid #315166;padding:13px 0}
.calc-breakdown dt{font-size:13px;line-height:1.5;color:#dcecf4}
.calc-breakdown dd{margin:0;white-space:nowrap;font-size:15px;line-height:1.5;font-weight:600;font-variant-numeric:tabular-nums}
.calc-result-note{font-size:12px;line-height:1.75;color:#c0d5e2;margin:20px 0 0}
.calc-schedule{border-top:1px solid #d5e4ed;margin-top:32px;padding-top:4px}
.calc-schedule>summary{min-height:60px;padding:18px 0;cursor:pointer;font:600 16px/1.5 var(--sans)}
.schedule-toolbar{display:flex;align-items:center;gap:16px;margin:10px 0 14px;font-size:14px}
.schedule-toolbar select{width:140px;min-height:44px}
.calc-table-scroll{max-width:100%;overflow:auto;border:1px solid #d5e4ed;border-radius:12px;margin:20px 0;max-height:520px}
.calc-table-scroll table{width:100%;border-collapse:collapse;min-width:570px;background:#fff;font-size:13px;font-variant-numeric:tabular-nums}
.calc-table-scroll th,.calc-table-scroll td{padding:14px 16px;border-bottom:1px solid #e1eaf0;text-align:right;line-height:1.5}
.calc-table-scroll th:first-child,.calc-table-scroll td:first-child{text-align:left}
.calc-table-scroll thead th{position:sticky;top:0;background:#eaf4fa;color:#294b60;font-weight:700;z-index:1}
.calc-table-scroll tbody tr:last-child>*{border-bottom:0}
.calc-assumption{font-size:13px;line-height:1.75;color:#547080;margin-top:20px}
.refinance-inputs{display:grid;grid-template-columns:1fr 1fr;gap:30px}
.refinance-inputs fieldset{padding:24px;background:#f2f7fa;border-radius:16px}
.refinance-inputs legend{float:left;width:100%;margin:0 0 20px}
.refinance-inputs .calc-fields{clear:both}
.refinance-horizon{display:flex;gap:24px;align-items:center;margin-bottom:24px}
.refinance-horizon .calc-field{width:230px;flex-shrink:0}
.refinance-horizon p{max-width:50ch;font-size:14px;line-height:1.7;color:#547080}
.refinance-results{border-top:1px solid #d5e4ed;margin-top:28px;padding-top:30px}
.refi-results-intro h3{font:600 28px/1.25 var(--sans);letter-spacing:-.035em;margin:12px 0}
.refi-results-intro p{font-size:15px;line-height:1.7;color:#547080}
.refi-highlights{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin:26px 0}
.refi-highlights>div{background:#001b2e;color:#fff;padding:23px 20px;border-radius:16px;display:flex;flex-direction:column;gap:14px;min-width:0}
.refi-highlights span{font-size:13px;line-height:1.5;color:#c6deec}
.refi-highlights strong{font:600 29px/1.25 var(--sans);letter-spacing:-.04em;overflow-wrap:anywhere;font-variant-numeric:tabular-nums}
.refi-highlights small{font-size:11px;line-height:1.7;color:#c6deec}
.refi-comparison th[scope=row]{width:46%;font-weight:500;color:#294b60}
.calculator-next{display:grid;grid-template-columns:1fr auto;gap:34px;align-items:center;background:#e5f5fc;border-radius:24px;padding:34px;margin:38px 0}
.calculator-next .eyebrow{font-size:10px;color:#006e99;letter-spacing:.11em}
.calculator-next h2{font-size:30px;margin:14px 0}
.calculator-next p{font-size:15px;line-height:1.7;max-width:55ch;color:#486475}
.calculator-next-actions{display:flex;flex-direction:column;gap:18px;align-items:center;min-width:0}
.calculator-next-actions>a:not(.button){font-size:14px;font-weight:600;text-decoration:underline;text-underline-offset:4px;color:#001b2e}
.calculator-notes{padding:0 10px}
.calculator-notes h2{font-size:24px}
.calculator-notes p{font-size:14px;line-height:1.8;color:#547080;max-width:80ch}
.calculator-related{display:flex;flex-wrap:wrap;gap:12px 26px;margin:22px 0}
.calculator-related a{font-size:14px;font-weight:600;line-height:1.7;text-decoration:underline;text-underline-offset:4px;color:#006e99}
@media(max-width:960px){.calculator-workspace{grid-template-columns:1fr}.calc-results{position:static}.calc-results .calc-total{font-size:44px}.refinance-inputs{grid-template-columns:1fr;gap:0}.refi-highlights{grid-template-columns:1fr}.refi-highlights>div{padding:24px}.calculator-next{grid-template-columns:1fr}.calculator-next-actions{align-items:flex-start}}
@media(max-width:600px){.mortgage-tools{padding:34px 5% 50px}.mortgage-tools h1{font-size:39px}.calculator-intro>p{font-size:17px}.calculator-tabs{gap:3px;padding:5px;border-radius:15px}.calculator-tabs button{font-size:13px;padding:12px 5px;min-height:52px}.calculator-panel{padding:24px 18px;border-radius:20px}.calculator-panel-heading h2{font-size:27px}.calculator-workspace{gap:24px}.calc-fields{grid-template-columns:minmax(0,1fr);gap:19px}.calc-results{padding:27px 22px}.calc-submit{width:100%;justify-content:center}.refinance-inputs fieldset{padding:20px 17px}.refinance-horizon{display:block}.refinance-horizon .calc-field{width:100%;margin-bottom:16px}.calculator-next{padding:28px 23px;gap:24px}.calculator-next h2{font-size:28px}.calculator-next-actions{align-items:stretch}.calculator-next-actions .button{justify-content:center;font-size:14px;padding:16px}.calculator-next-actions>a:not(.button){text-align:center}.calc-breakdown>div{gap:12px}.calc-breakdown dt{font-size:12px}.calc-breakdown dd{font-size:14px}.calculator-notes{padding:0 5px}.calc-total-words{font-size:34px!important}}

.calculator-sources{margin-top:20px;border-top:1px solid #d5e4ed;border-bottom:1px solid #d5e4ed;padding:0 4px}.calculator-sources summary{padding:16px 0;min-height:48px;font-size:14px;font-weight:600;cursor:pointer}.calculator-sources a{color:#006e99;text-decoration:underline;text-underline-offset:4px}.calculator-sources p{margin:0 0 15px}

/* Keep the calculator and keyboard focus clear of a tall mobile navigation. */
@media(max-width:1000px){.mortgage-calculator-page .guide-header{position:relative;top:auto}.mortgage-calculator-page .mortgage-tools :is(input,select,button,a){scroll-margin-top:24px}}