/* Original SWM task-first homepage and loan library. Shared navigation stays independent. */
:where(.home-journey-v277,.loan-hub-v277){--hj-navy:#001b2e;--hj-cyan:#00a6e5;--hj-ink:#183c50;--hj-muted:#496271;--hj-line:#dce6eb;--hj-paper:#f3f7f8;--hj-width:1200px;background:#fff;color:var(--hj-navy)}
:where(.home-journey-v277,.loan-hub-v277) .hj-main{overflow:clip}
:where(.home-journey-v277,.loan-hub-v277) :is(.hj-section,.hj-hero,.hj-service-line){box-sizing:border-box}
:where(.home-journey-v277,.loan-hub-v277) :is(.hj-section,.hj-hero) :is(h1,h2,h3,p){margin:0;text-transform:none}
:where(.home-journey-v277,.loan-hub-v277) .hj-kicker{display:block;color:#00769d;font:700 11px/1.6 'DM Sans',sans-serif;letter-spacing:.13em;margin-bottom:20px}
:where(.home-journey-v277,.loan-hub-v277) .hj-section{max-width:var(--hj-width);margin:0 auto;padding:76px 32px}
:where(.home-journey-v277,.loan-hub-v277) .hj-heading{max-width:720px;margin:0 0 34px}
:where(.home-journey-v277,.loan-hub-v277) .hj-heading h2{font:600 clamp(30px,3.3vw,44px)/1.13 'DM Sans',sans-serif;letter-spacing:-.045em;color:var(--hj-navy);margin:0 0 18px}
:where(.home-journey-v277,.loan-hub-v277) .hj-heading p{font:400 17px/1.7 'DM Sans',sans-serif;color:var(--hj-muted);max-width:650px}
.home-journey-v277 .hj-hero{display:grid;grid-template-columns:1.05fr 1fr;gap:48px;max-width:1440px;margin:0 auto;padding:60px 48px 48px;align-items:center;min-height:580px}
.home-journey-v277 .hj-hero-copy{max-width:660px;padding:14px 0 20px max(0px,calc((100vw - 1300px)/4))}
.home-journey-v277 .hj-hero h1{font:600 clamp(46px,5vw,70px)/1.04 'DM Sans',sans-serif;letter-spacing:-.055em;margin:0 0 28px;color:var(--hj-navy)}
.home-journey-v277 .hj-hero h1 span{color:#007fa9}
.home-journey-v277 .hj-hero-copy>p:not(.hj-hero-person){font-size:18px;line-height:1.7;max-width:490px;color:var(--hj-muted)}
:where(.home-journey-v277,.loan-hub-v277) .hj-actions{display:flex;align-items:center;gap:24px;flex-wrap:wrap;margin-top:28px}
:where(.home-journey-v277,.loan-hub-v277) .hj-button{display:inline-flex;align-items:center;justify-content:center;gap:24px;border:1px solid var(--hj-navy);border-radius:999px;padding:17px 24px;background:var(--hj-navy);color:#fff;text-decoration:none;font:600 15px/1.3 'DM Sans',sans-serif;min-height:54px;box-sizing:border-box;transition:background .16s}
:where(.home-journey-v277,.loan-hub-v277) .hj-button:hover{background:#075276;border-color:#075276}
:where(.home-journey-v277,.loan-hub-v277) .hj-text-link{color:var(--hj-navy);font-weight:600;font-size:15px;text-decoration:underline;text-underline-offset:5px;min-height:44px;display:inline-flex;align-items:center}
.home-journey-v277 .hj-hero .hj-hero-person{font-size:13px;line-height:1.7;margin-top:28px;font-weight:600;color:var(--hj-ink)}
.home-journey-v277 .hj-hero-person span{font-weight:400;color:var(--hj-muted)}
.home-journey-v277 .hj-hero-photo{position:relative;margin:0;min-width:0;align-self:stretch;min-height:490px;border-radius:20px;overflow:hidden;background:#e6eef0}
.home-journey-v277 .hj-hero-photo img{display:block;width:100%;height:100%;object-fit:cover;position:absolute;inset:0;object-position:54% center}
.home-journey-v277 .hj-hero-photo figcaption{position:absolute;left:24px;right:24px;bottom:24px;border-radius:12px;padding:18px 20px;background:#fff;color:var(--hj-navy);font-size:14px;font-weight:600;line-height:1.5;box-shadow:0 5px 30px #001b2e0c}
.home-journey-v277 .hj-service-line{display:flex;align-items:center;justify-content:center;gap:40px;border-block:1px solid var(--hj-line);padding:20px 28px;font-size:13px;color:var(--hj-muted);background:#f7fafb;flex-wrap:wrap}
.home-journey-v277 .hj-service-line>span:first-child{font-weight:600;color:var(--hj-navy)}
.home-journey-v277 .hj-service-line a{color:var(--hj-navy);font-weight:600;text-underline-offset:4px}
:where(.home-journey-v277,.loan-hub-v277) :is(.hj-goal-grid,.hj-stage-grid,.hj-tool-grid){display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.home-journey-v277 .hj-goal-card{color:var(--hj-navy);text-decoration:none;border:1px solid var(--hj-line);border-radius:16px;padding:28px;display:flex;flex-direction:column;align-items:flex-start;transition:border-color .18s,background .18s;min-width:0;background:#fff}
.home-journey-v277 .hj-goal-card:hover{border-color:#008ebd;background:#f4fbfd}
.home-journey-v277 .hj-card-icon{display:flex;width:46px;height:46px;align-items:center;justify-content:center;background:#e2f5fc;color:#007da5;font-size:32px;line-height:1;border-radius:12px;margin-bottom:28px;font-family:'DM Sans',sans-serif}
:where(.home-journey-v277,.loan-hub-v277) :is(.hj-goal-grid,.hj-stage-grid,.hj-tool-grid) h3{font:600 23px/1.22 'DM Sans',sans-serif;letter-spacing:-.025em;color:var(--hj-navy);margin-bottom:14px}
:where(.home-journey-v277,.loan-hub-v277) :is(.hj-goal-grid,.hj-stage-grid,.hj-tool-grid) p{font:400 15px/1.75 'DM Sans',sans-serif;color:var(--hj-muted);margin:0 0 28px}
:where(.home-journey-v277,.loan-hub-v277) .hj-card-action{font-size:14px;font-weight:600;display:flex;align-items:center;justify-content:space-between;gap:12px;align-self:stretch;margin-top:auto;color:#006b90}
.home-journey-v277 .hj-stages{max-width:none;background:var(--hj-paper);padding-inline:max(32px,calc((100% - 1136px)/2))}
:where(.home-journey-v277,.loan-hub-v277) .hj-stage-grid{gap:36px}
:where(.home-journey-v277,.loan-hub-v277) .hj-stage-grid article{border-top:2px solid #00a6e5;padding-top:25px;display:flex;flex-direction:column;align-items:flex-start}
:where(.home-journey-v277,.loan-hub-v277) .hj-stage-grid a{font-size:14px;line-height:1.7;font-weight:600;color:#006b90;text-underline-offset:5px;margin-top:auto;min-height:44px}
.home-journey-v277 .hj-stage-footer{margin:36px 0 0!important;padding-top:24px;border-top:1px solid #d7e1e5;font-size:14px;line-height:1.8;color:var(--hj-muted)}
.home-journey-v277 .hj-stage-footer a{color:var(--hj-navy);font-weight:600;text-underline-offset:4px}
.home-journey-v277 .hj-tools{border-top:1px solid var(--hj-line)}
.home-journey-v277 .hj-tool-grid>a{background:#f3f7f8;padding:28px;border-radius:14px;color:var(--hj-navy);text-decoration:none;display:flex;flex-direction:column;align-items:flex-start}
.home-journey-v277 .hj-tool-grid>a:hover{background:#e6f4f9}
.home-journey-v277 .hj-tool-label{font-size:10px;font-weight:700;letter-spacing:.08em;color:#54717f;margin-bottom:24px}
/* Bring retained deep content into the same calm, readable rhythm. */
.home-journey-v277 main>section:not(.hj-hero):not(.hj-section){padding:72px max(32px,calc((100% - 1136px)/2));margin:0;width:auto;max-width:none}
.home-journey-v277 main>section :is(h2,h3){text-transform:none;letter-spacing:-.03em}
.home-journey-v277 main>section:not(.hj-hero):not(.hj-section) h2{font:600 clamp(30px,3.2vw,43px)/1.16 'DM Sans',sans-serif;letter-spacing:-.04em}
.home-journey-v277 main>section:not(.hj-hero):not(.hj-section) h3{font-family:'DM Sans',sans-serif;line-height:1.3}
.home-journey-v277 main>section p{line-height:1.75}
.home-journey-v277 .mortgages{display:grid;grid-template-columns:1fr 1fr;gap:48px;background:#fff;align-items:center}
.home-journey-v277 .mortgage-heading{margin:0;text-align:left}
.home-journey-v277 .mortgage-heading h2{margin:16px 0 20px}
.home-journey-v277 .mortgage-heading h2 span{color:#007b9f}
.home-journey-v277 .mortgage-heading p{color:var(--hj-muted);font-size:17px}
.home-journey-v277 .mortgage-options{margin:0;border-radius:16px;border:1px solid var(--hj-line);overflow:hidden;width:100%;max-width:none}
.home-journey-v277 .scenario-tabs{display:flex;background:#f1f6f8;padding:8px;gap:8px}
.home-journey-v277 .scenario-tab{flex:1;border:0;min-height:48px;font:600 15px/1.4 'DM Sans',sans-serif;border-radius:9px;background:transparent;color:var(--hj-muted)}
.home-journey-v277 .scenario-tab.selected{background:var(--hj-navy);color:#fff}
.home-journey-v277 .scenario-panel{background:#fff;padding:28px;text-align:left;min-height:0}
.home-journey-v277 .scenario-panel h3{font-size:28px;margin:0 0 14px;color:var(--hj-navy)}
.home-journey-v277 .scenario-panel p{font-size:16px;color:var(--hj-muted)}
.home-journey-v277 .scenario-panel .button{margin-top:10px}
.home-journey-v277 .scenario-panel .application-link{display:block;color:#005e80;font-size:13px;margin-top:20px}
.home-journey-v277 .home-editorial-intro{display:grid;grid-template-columns:1fr 1.25fr;gap:64px;background:var(--hj-navy);color:#fff;border:0}
.home-journey-v277 .home-editorial-intro :is(h2,p){color:#fff}
.home-journey-v277 .home-editorial-eyebrow{color:#75d8fa;font-size:11px;letter-spacing:.1em;display:block;margin-bottom:20px}
.home-journey-v277 .home-editorial-copy p{font-size:17px;color:#d5e3eb}
.home-journey-v277 .home-editorial-link{color:#82ddff;font-size:15px}
.home-journey-v277 .brief-feature-inner{max-width:none;gap:40px;grid-template-columns:1.2fr .8fr;padding:0}
.home-journey-v277 .brief-feature{background:#f1f7f9}
.home-journey-v277 .brief-feature-art{max-width:370px;justify-self:center}
.home-journey-v277 .brief-feature-art img{border-radius:14px}
.home-journey-v277 .home-trending{background:#fff}
.home-journey-v277 .home-discovery-panel{max-width:none;gap:40px}
.home-journey-v277 .home-trending-photo img{border-radius:14px}
.home-journey-v277 .home-discovery-copy p{font-size:17px}
.home-journey-v277 .home-discovery-copy .home-discovery-note{font-size:12px}
.home-journey-v277 .equity-discovery{background:#f3f7f8}
.home-journey-v277 .equity-discovery-grid{gap:20px}
.home-journey-v277 .equity-discovery-card{border-radius:14px;box-shadow:none;border:1px solid var(--hj-line);padding:26px}
.home-journey-v277 .equity-discovery-card h3{font-size:23px}
.home-journey-v277 .upfront{background:#fff}
.home-journey-v277 .upfront-questions{gap:24px}
.home-journey-v277 .upfront-questions article{border:1px solid var(--hj-line);border-radius:12px;padding:24px}
.home-journey-v277 .upfront-questions h3{font-size:23px}
.home-journey-v277 .fast-closings{background:#e7f5fa;display:grid;grid-template-columns:.8fr 1.2fr;gap:48px;color:var(--hj-navy)}
.home-journey-v277 .fast-number>div{font-size:clamp(64px,8vw,104px);color:var(--hj-navy)}
.home-journey-v277 .fast-number .eyebrow{color:#00769d}
.home-journey-v277 .fast-copy :is(h2,p){color:var(--hj-navy)}
.home-journey-v277 .home-feature{min-height:440px;position:relative;display:flex;align-items:center}
.home-journey-v277 .home-feature .feature-copy{position:relative;inset:auto;max-width:530px}
.home-journey-v277 .home-feature h2{color:#fff}
.home-journey-v277 .lance{display:grid;grid-template-columns:.8fr 1.2fr;gap:64px;background:#fff}
.home-journey-v277 .lance-name{position:static;text-align:left}
.home-journey-v277 .lance-headshot{width:100%;max-width:350px;height:auto;aspect-ratio:4/5;object-fit:cover;border-radius:16px;margin-top:28px}
.home-journey-v277 .lance-copy h3{font-size:30px}
.home-journey-v277 .lance-copy p{font-size:16px;color:var(--hj-muted)}
.home-journey-v277 .founder-home-photo{margin-top:28px;max-width:100%}
.home-journey-v277 .founder-home-photo img{border-radius:12px;max-height:260px;object-fit:cover}
.home-journey-v277 .reviews{background:#f3f7f8;color:var(--hj-navy)}
.home-journey-v277 .reviews-heading h2 span{display:block;color:#007fa9;margin-top:6px}
.home-journey-v277 .review-carousel{border:1px solid var(--hj-line);border-radius:16px;background:#fff;padding:30px;box-shadow:none}
.home-journey-v277 #review-quote{font:500 clamp(24px,3vw,34px)/1.5 'DM Sans',sans-serif;letter-spacing:-.025em;color:var(--hj-navy)}
.home-journey-v277 .review-links>a{border-radius:12px;box-shadow:none;background:#fff;color:var(--hj-navy)}
.home-journey-v277 .learning{background:#fff}
.home-journey-v277 .buyer-opportunity-entry{border-radius:14px;box-shadow:none;border:1px solid var(--hj-line);padding:28px;margin:24px 0;background:#f4f8fa}
.home-journey-v277 .guide-card{border-radius:14px;border:1px solid var(--hj-line);box-shadow:none;overflow:hidden}
.home-journey-v277 .guide-card h3{font-size:22px}
.home-journey-v277 .guide-card-image{height:220px;object-fit:cover}
.home-journey-v277 .guide-card-copy{padding:24px}
.home-journey-v277 .faq{background:#f3f7f8;gap:48px}
.home-journey-v277 .faq-items details{border-bottom:1px solid #cedee6;padding:18px 0}
.home-journey-v277 .faq-items summary{font-size:17px;line-height:1.5}
.home-journey-v277 .faq-items p{font-size:15px}
.home-journey-v277 .scheduling{background:#fff;gap:48px}
.home-journey-v277 .calendar-shell{border-radius:16px;border:1px solid var(--hj-line);box-shadow:none;overflow:hidden;min-width:0}
.home-journey-v277 .save-contact{background:var(--hj-navy);color:#fff;gap:48px}
.home-journey-v277 .save-contact h2{color:#fff}
.home-journey-v277 .save-contact-qr img{max-width:230px}
/* Library: routes and filters are real, crawlable, and usable without JavaScript. */
.loan-hub-v277 .hj-hub-hero{max-width:1200px;padding:72px 32px;gap:64px;grid-template-columns:1.3fr 1fr}
.loan-hub-v277 .hj-hub-hero h1{font-size:clamp(40px,4.7vw,62px);line-height:1.08;letter-spacing:-.05em}
.loan-hub-v277 .hj-hub-hero aside{background:#e8f5fa;border:0;border-radius:18px;padding:32px}
.loan-hub-v277 .hj-hub-hero .options-hero-note{font-size:25px;font-weight:500;line-height:1.55}
.loan-hub-v277 .hj-hub-pathways{max-width:none;background:#fff;padding-inline:max(32px,calc((100% - 1136px)/2));border-block:1px solid var(--hj-line)}
.loan-hub-v277 .hj-hub-help{display:flex;align-items:center;gap:32px;justify-content:space-between;padding:24px 28px;border-radius:12px;background:#edf6f9;margin-top:34px}
.loan-hub-v277 .hj-hub-help p{font-size:15px;line-height:1.7;max-width:700px}
.loan-hub-v277 .hj-hub-help a{color:#006b90;flex-shrink:0;font-size:14px;font-weight:600;text-underline-offset:4px}
.loan-hub-v277 .options-brief-feature{max-width:1136px;margin:48px auto;border-radius:16px;background:var(--hj-navy);color:#fff;box-shadow:none}
.loan-hub-v277 .options-brief-feature :is(h2,p,a){color:#fff}
.loan-hub-v277 .options-brief-feature .eyebrow{color:#81dfff}
.loan-hub-v277 .options-library{max-width:1200px;padding:40px 32px 72px}
.loan-hub-v277 .loan-card-grid{gap:22px}
.loan-hub-v277 .loan-card{border-radius:14px;border:1px solid var(--hj-line);box-shadow:none;display:flex;flex-direction:column;overflow:hidden;background:#fff}
.loan-hub-v277 .loan-card[hidden]{display:none}
.loan-hub-v277 .loan-card-art{min-height:116px;padding:24px;background:#eaf5f9;color:#006c90;gap:22px}
.loan-hub-v277 .loan-card-art svg{width:46px;height:46px}
.loan-hub-v277 .loan-card-art span{font-size:10px;letter-spacing:.08em;color:#376479}
.loan-hub-v277 .loan-card-copy{padding:26px;display:flex;flex:1;flex-direction:column;align-items:flex-start}
.loan-hub-v277 .loan-card-copy h2{font-size:23px;line-height:1.25;letter-spacing:-.025em}
.loan-hub-v277 .loan-card-copy p{font-size:15px;line-height:1.75;color:var(--hj-muted);margin-bottom:24px}
.loan-hub-v277 .loan-card-copy a{font-size:14px;color:#006b90;margin-top:auto}
:where(.home-journey-v277,.loan-hub-v277) main :is(a,button,summary):focus-visible{outline:3px solid #009ed6;outline-offset:5px}
@media(min-width:1500px){.home-journey-v277 .hj-hero-copy{padding-left:0}}
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